Our Privacy Pledge

Tropp & Company, Inc. believes that information personal to you should be respected and protected. For this reason, we are committed to protecting your personal information and using it only as appropriate to provide you with the best possible service, products and opportunities.

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of Tropp & Company, Inc.

Information we collect

We may collect personal information about you from a variety of sources. A great deal of the information we collect, such as your name, address, social security number, assets and income, comes from you during the application process. We also may collect personal information about you from our affiliates and from third parties, such as the insurance companies we represent, governmental entities, medical sources, and consumer reporting agencies. The information we collect can include such things as your credit history, motor vehicle reports, inspections on your property and other information concerning your previous insurance policies, including your claims history. In addition, we may collect information about you to properly investigate and resolve any claims.

Information we disclose to third parties

Unless you expressly direct us to do so, we will not disclose personal information about you to third parties for their own marketing purposes. We share personal information about you with third parties (that is, people and companies that are not affiliated with us) only as necessary to provide you with our products and services and as otherwise permitted by law. For example, we may disclose your personal information as necessary to underwrite or service your policy, to investigate and pay claims, to comply with state and federal regulatory requests or demands, and to process other transactions that you request.

Persons to whom we may make such disclosures include the insurance companies we represent, insurance brokers and Managing General Agents through whom we place your insurance with other companies, insurance regulators, reinsurers, consumer-reporting agencies, the Medical Information Bureau, your mortgage or premium finance company, insurance adjusters, and insurance premium auditors. We also may disclose personal information about you to companies that perform marketing services on our behalf or to other financial service providers with which we have joint marketing agreements.

Our practices regarding information confidentiality and security

We restrict access to personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your personal information.

Our policy regarding dispute resolution

Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Right to disclose information in unforeseen circumstances

In connection with the potential sale or transfer of its interests, Tropp & Company, Inc. reserves the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be Tropp & Company, Inc.’s successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.

A special word about our insurance information practices

The information in this section applies to you if you engage or seek to engage in an insurance transaction with us which is primarily for your personal, household or family purposes. This notice is intended to supplement, but not replace, the other information contained in this privacy policy.

As described more fully above, we may collect personal information about you from sources other than you in connection with your insurance transactions with us. Such information, as well as other personal or privileged information subsequently collected by us, may in certain circumstances be disclosed to third parties without your authorization only as described above. You have the right to access the personal information that we collect about you in connection with your insurance transactions with us. If you believe that any of that information is in error, you have the right to request us to correct it.

Ongoing access to privacy policy

We will provide a notice of our privacy policy annually, as long as you have a continuing customer relationship with us. This policy may change from time to time, but you can always review our current policy by visiting this page or by contacting us at:

Tropp & Company, Inc.
Attn: Tom Tropp, Jr.; Operations Manager
225 East Deerpath Road, Suite 223
Lake Forest, Illinois 60045
1-888-876-7750
The Tropp & Company Corporation family

This privacy policy applies to and is provided on behalf of all of the companies in the Tropp & Company, Inc. family of companies. These companies are:

• Tropp & Company, Inc.
• Tropp International, Ltd.
• Troppglobal.com
• The Pohl Agency